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Why might some funds be unavailable to withdraw?

Why the amount you can withdraw is often lower than your total Ripit balance.

Overview

The amount you can withdraw is often lower than your total balance. Only Sale Proceeds can be withdrawn, and part of them may be temporarily unavailable.

Reasons funds may be unavailable

  • Not Sale Proceeds: Purchase Balance and promotional credit can only be spent on packs.

  • Not yet released: Sale Proceeds may appear in your balance before they become available for withdrawal.

  • Reserved Sale Proceeds: we may hold back a portion for operational, payment, risk, fraud, security, or compliance reasons. Newer or higher-risk accounts may have higher reserves.

  • Holds: a chargeback, a payment that has not cleared or was reversed, an identity mismatch, or a review can delay funds.

  • Amounts owed: we may deduct anything you owe Ripit first.

Result

We release held amounts once the underlying issue is resolved, and we’ll tell you about a hold unless the law or an investigation prevents it. Generally, this is a temporary situation that resolves as quickly as possible.

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